Homebuilders Financial Network

Since 1995, Fidelity National Information Services’ (FIS) Homebuilders Financial Network (HFN) has brought homebuilders and homebuyers together in the mortgage financing and closing process with its industry-leading operating system. Traditionally, homebuilders have been unable to control their customers’ business during the financing and closing process because buyers use unaffiliated lenders. HFN enables you to own your own mortgage company, maximize your profits and maintain control over the financing process.

HFN manages the set up and provides complete mortgage fulfillment services for the builders’ in-house mortgage company — HFN is not a mortgage lender, nor is it a neutral third party. This approach combines HFN’s mortgage financing expertise with your building operations to create a single customer touch point that provides a new source of income and profitability.

HFN enables you to provide an additional service to your buyers without straying from your core business of building homes. The new in-house mortgage company will be created and licensed with HFN’s guidance complete with an onsite staff sourced and trained by HFN and dedicated solely to you. HFN applies highly selective employment criteria and only recommends the best in the industry to staff your mortgage company. You retain ownership of the mortgage company; HFN ensures an efficient and professional mortgage enterprise for your homebuyers’ convenience.

HFN’s “mortgage company in a box” formula has already helped homebuilder clients arrange mortgage financing for more than 90,000 homes at an average incremental net profit of more than $1,600 per home.

HFN uses a “loan auction” model in which national lender partners bid on various mortgage loan programs each day. Both your in-house mortgage company and your home buyers benefit from this competitiveness, which is not available from a single-lender relationship, such as a bank joint venture.

HFN’s proven operating system provides clients with:

• Diverse sources of money and loan products
• A uniform process for all investors
• Wholesale pricing and cost structure
• Consistent service
• Price transparency through daily loan auctions
• Onsite management

For more information on HFN or to access LoanLink, go to www.hfn.com.