A cost-effective and easy-to-use interest rate risk analysis solution that meets regulatory compliance requirements.
NOW AVAILABLE ON-LINE
CLICK HERE for a sample report.
Your staff can conveniently view your bank's profile anywhere, anytime!
FIS' RiskMonitor software is a powerful system that analyzes your bank's interest rate risk profile on a quarterly basis for interest rate changes.
It comes with 20 quarters of the most recent Call Report data, providing important historical trends that are used by the program's interest rate models.
RiskMonitor imports your bank's recently completed Call Report information, providing the most current profile of your institution for analysis and, at the same time, builds an on-going historical base, that is critical for interest rate risk compliance.
As important, RiskMonitor's Call Report information is the same data regulators use to do their analysis.
Meeting FDIC FIL-52-96 policy requirements
With RiskMonitor, you have peace of mind knowing that FIS' advance risk analysis program complies with the FIL-52-96 Interest Policy Letter requirements. Our software delivers the current BlueChip Forecasters interest rate projections to perform Income Statement/Assets and Earnings/Capital forecasts that are based on your institution's profile and interest rate trends. RiskMonitor not only ensures that your banks level of interest rate risk is maintained at practical levels, our comprehensive program provides:
- A complete analysis of interest rate risk in a format acceptable for senior management and board reports
- Text and graphics that are easy to analyze and understand
- The capabilities to input different scenarios help you see what may affect capital and earnings for your bank
Focusing on your bank's capital and earnings
RiskMonitor determines potential impact on bank capital and earnings using the following three models:
Gap Analysis
RiskMonitor produces a rate sensitive Gap Report along with margin change information for a rate change of 100 basis points (up or down), giving your institution margin prediction for the next four quarters.
Rate Shocked Interest Margin
Account by account simulation techniques measure margin behavior for plus shock levels of over 100 to 400 basis points for the next 12 months.
Rate Risk Management Strategies
The re-pricing mismatch between assets and the funding of assets is the underlying cause of interest rate risk. RiskMonitor integrates this information with graphical displays and develops strategies for effective interest risk management.
Affordable, powerful and accepted by regulators, RiskMonitor offers a comprehensive analysis method to monitor your bank's interest risk profile on a quarterly basis.
See for yourself why so many community financial institutions are using FIS' RiskMonitor software to analyze their interest rate risk profile. For more information about RiskMonitor, call 800.825.3772, or e-mail regsales@fnf.com.
Existing Internet Risk Monitor Clients CLICK HERE.
Risk Monitor Peer Group Reports
Click on a link below to view a PDF of your asset size Peer Group.
Risk Monitor Users Guide
CLICK HERE to download the latest Risk Monitor Users Guide.