Whether your bank is just entering the commercial arena or already has a solid base of business banking customers, MISER^® can equip you to accommodate the full spectrum of their needs. This powerful solution gives you tremendous flexibility to manage fee income, strengthen net interest margin and minimize risk. Surrounding MISER’s comprehensive array of commercial lending and commercial deposit products are these features:

• Cash management transfers – Provide daily rollup and sweep movement of funds with hierarchical structures, fee generation, online relationship presentation, and links to loan, investment and deposit products. Intraday and end-of-day settlement is available, along with float management.
• Multiple participations – Increase your fund management effectiveness as you grow incremental revenue, minimize capital breaches and diversify risk.
• Account analysis – MISER account analysis delivers extended features, such as analysis across organizations in the same holding company, simplified teller screen for input, and online views at hierarchical and detail account levels – all with complete reporting and comprehensive customer statements.