As your bank expands into greater geographic areas and your organization becomes more complex, your general ledger needs require more sophistication. The HORIZON™ Integrated Financial Management (iFM) module allows you to build your posting chart of accounts, group them into an unlimited number of totaling hierarchies, and establish all the details necessary to run your bank.

With HORIZON iFM, your managers can review financials at any level, ranging from the total bank to the most discrete business unit within a single branch. An integrated security module ensures that managers are granted access only to the super business units over which they have responsibility. From there, they can drill down to focus on branches and accounts assigned to the super unit.

HORIZON iFM automatically balances all applications to the general ledger and provides a set of daily reports that confirm which accounts are in or out of balance. Once postings are interfaced to the general ledger, you can analyze the cyclical patterns of balance retention for deposit products or the true yield over time on your various portfolios of lending products.