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    Card Marketing Enhancements

    Turnkey, value-added loyalty programs. Our specialized, competitive programs include credit and debit cardholder reward and cash-back programs, discount travel, one-stop shopping and desirable insurance products.

    Card Processing Software

    A complete suite of payment services software for card issuers, card acquirers, applications processing and collections. Our systems are among the best offered in mainframe and client server processing environments.

    Credit Card Processing

    Comprehensive, customized and flexible card processing solutions with product and service options ranging from basic transaction processing to full-service, turnkey packages. Our offerings include production services, back-office support, cardholder support, e-commerce services, risk management, embossing, card issuance and innovative marketing programs.

    Debit Card Processing

    Flexible, comprehensive debit card services, including offline, online, ATM card processing, ATM driving, multiple authorization options, account setup, card embossing and settlement. We provide back-office support, risk management tools, marketing and client-relations support.

    E-payments

    A service bureau environment that delivers to financial institutions the latest technology in electronic banking products without the need for investment in software or support. For financial institutions that choose to outsource, Certegysm provides full-service support, comprehensive on-site training and marketing support.

    Merchant Credit Card Services

    A complete payment processing program designed for acceptance and processing of consumer credit card transactions.